We work with India's leading insurers

Know the insurers we compare

Who each company is, the claims record it publishes, and the work it funds beyond insurance. Every figure is taken from the insurer's own website, press release or annual report, for the year stated, and links back to it.

HDFC ERGO

General insurer

Who they are

Motor, health, travel, home and personal accident cover for individuals, and property, marine and liability cover for businesses. Promoted by HDFC and ERGO International AG, the primary insurer of the Munich Re Group, and a subsidiary of HDFC Bank since the HDFC merger on 1 July 2023. Insurer's site, opens the insurer's own page

Network

12,277 network garages (28 February 2025) and 16,000+ healthcare providers (February 2025).

Claims record

No dated figure on its website. Ask us and we will pull the latest from its IRDAI public disclosures.

Beyond insurance

Gaon Mera rebuilds rural government schools. Niramaya upgrades public hospitals and rural diagnostics. Supath works on road safety, and Roshini supports girls' education and women's livelihoods. Source, opens the insurer's own page

Go Digit

General insurer

Who they are

Incorporated in 2016 and listed on the NSE and BSE since May 2024. Motor, health, travel, property and business cover. In FY 2025-26 it reports 8.4 crore customers covered and a 6.2% share of India's motor insurance market. Insurer's site, opens the insurer's own page

Claims record

Settled close to 30 lakh claims in FY 2024-25, as published by the insurer. Source, opens the insurer's own page

Beyond insurance

Supports underprivileged children through the Ramakrishna Mission in Mangalore, Mathura and Jhunjhunu in Rajasthan, medical help for children with Type 1 diabetes in Pune, pocket forests in Bengaluru schools and solar streetlights in rural Karnataka. Source, opens the insurer's own page

Star Health

Health insurer

Who they are

Began in 2006 as India's first standalone health insurer, headquartered in Chennai. Health, personal accident and travel cover, with free telehealth consultations for customers. Insurer's site, opens the insurer's own page

Network

16,000+ network hospitals and 850+ branch offices, as published by the insurer.

Claims record

₹61,586 crore in claims settled since inception, on its claims dashboard covering October to December 2025. Source, opens the insurer's own page

Beyond insurance

Runs Arogya Seva Kendra, free health consultation centres in cities across several states, as its CSR initiative. Source, opens the insurer's own page

ICICI Lombard

General insurer

Who they are

Began operations in 2001 and describes itself as India's leading private general insurer. Motor, health, crop, fire, personal accident, marine, engineering and liability cover, through 341 branches as on 31 March 2026. Insurer's site, opens the insurer's own page

Claims record

Over 3.4 million claims processed, as published for the year ended 31 March 2026. Source, opens the insurer's own page

Beyond insurance

Caring Hands eye check-up camps have reached over 5,50,000 children since 2011, with more than 54,000 pairs of spectacles given out. Ride to Safety teaches road safety to two-wheeler families and gives them helmets. Source, opens the insurer's own page

HDFC Life

Life insurer

Who they are

Established in 2000 and listed. Term protection, pension, savings, investment, annuity and health plans, with more than 60 individual and group products. Insurer's site, opens the insurer's own page

Claims record

99.72% individual claim settlement ratio by number of policies, FY 2025-26, from its audited annual statistics. Source, opens the insurer's own page

Beyond insurance

Its Swabhimaan programme funds education, healthcare and livelihoods, including clubfoot treatment for children across central and eastern India and mother-and-baby health work through trained village health workers. Source, opens the insurer's own page

United India Insurance

General insurer, public sector

Who they are

Incorporated in 1938 and government-owned since general insurance was nationalised in 1972, with its head office in Chennai. Motor, health, property, marine and rural cover, and a long record of running government schemes such as the Universal Health Insurance Programme. Insurer's site, opens the insurer's own page

Claims record

No dated figure on its website. Ask us and we will pull the latest from its IRDAI public disclosures.

Bajaj General Insurance

General insurer

Who they are

Formerly Bajaj Allianz General Insurance, incorporated in 2001 and now a subsidiary of Bajaj Finserv Limited. Health, motor, home, travel, pet, cyber and commercial cover, sold through agents, banks, motor dealers and brokers in nearly 1,500 towns and cities across India. Rated [ICRA]AAA. Insurer's site, opens the insurer's own page

Claims record

No dated figure on its website. Ask us and we will pull the latest from its IRDAI public disclosures.

SBI General

General insurer

Who they are

Established in 2009 and backed by State Bank of India. Motor, health, home, travel and business cover through 182 branches. It reports a gross direct premium of ₹15,904 crore in FY 2025-26. Insurer's site, opens the insurer's own page

Claims record

No dated figure on its website. Ask us and we will pull the latest from its IRDAI public disclosures.

Beyond insurance

Its Project Mission for Vision in Meghalaya was recognised at the 8th ICC Social Impact Awards in 2026. Source, opens the insurer's own page

Insurers do not all measure claims the same way, so these figures are not directly comparable between companies. A past record does not decide any individual claim, which is settled as per the policy terms. Insurance is the subject matter of solicitation.