Insurance advisor and agent in Jodhpur
Radiant Group has advised families and businesses in Jodhpur on insurance since 2002. We compare policies from several insurers, explain them in plain words, and stay with you when it is time to renew or claim.
What does an insurance advisor in Jodhpur do?
An insurance advisor sits between you and the insurers. We do not sell one company's policy. We listen to what you need to protect, put policies from different insurers side by side, and tell you which one we would pick and why. You make the decision. After you buy, we help with renewals, changes and claims.
Radiant Group is an advisory intermediary: we place policies from the insurers listed on our Partners page. We are not an insurer, and an insurer, not us, decides every claim.
Which insurance can we advise on?
- Car and motor insurance. Comprehensive and third-party cover, renewals and claims. See motor insurance.
- Health insurance. Individual and family floater plans compared for your age, city and budget. See health insurance.
- Life insurance. Term and savings plans sized to your income, loans and dependants. See life insurance.
- Home insurance. Building and contents cover for houses and flats, including the standard Bharat Griha Raksha policy. See home insurance.
- Commercial insurance. Fire, marine, shop and business cover for Jodhpur's traders, manufacturers and professionals. See commercial insurance.
Why use an advisor instead of buying online?
Buying online is fine when you know exactly what you want. Most people do not, and the differences that matter sit in the policy wording: what is excluded, what waiting periods apply, and what the insurer will ask for at claim time. An advisor reads that wording with you before you pay. And when something goes wrong, you have a person to call who already knows your policy.
How does it work?
- Tell us what you want to protect. Your car, your family's health, your income, your shop. One WhatsApp message is enough to start.
- We compare. We put suitable policies from our insurers side by side. Premiums and cover limits come from each insurer's own quotation, never from us.
- You decide. We explain our pick and the trade-offs. You choose, or you walk away.
- We stay on. Renewal reminders, changes to the policy, and help with the paperwork if you claim.
Who will you deal with?
A named advisor, not a call centre. Radiant Group was founded in 2002 by Brijesh Chandak, and Anuj Chandak handles the day-to-day work with clients. More on why clients stay with us, and the 14,000+ people we have worked with, on our reviews page.
What does it cost you?
You pay Radiant Group nothing. The insurer pays us a commission when a policy goes through. That is an incentive, and we say so openly: here is how we handle it.
Where to find us
Our office is at 2, Kailash Apartment, 4th A Road, Sardarpura, Jodhpur, Rajasthan 342003. It is open Monday to Saturday. You can also reach us by WhatsApp or phone, and we advise clients outside Jodhpur too: see working with us across Rajasthan.
Questions about insurance advisors
Is an insurance advisor the same as an insurance agent?
People use the words loosely. What matters is whether the person works for one insurer or can compare several. We compare policies from several insurers and recommend the one that fits you.
Do I pay an insurance advisor in Jodhpur?
Not at Radiant Group. You pay no fee for advice, for comparing plans or for placing a policy. The insurer pays us a commission when a policy goes through.
Can you help me claim, or only sell a policy?
Both. We help you prepare a claim and follow it up. The insurer decides whether a claim is paid, and we cannot promise an outcome.
Can you advise me if I already have a policy from somewhere else?
Yes. Send us the policy document and we will tell you what it covers, what it leaves out, and when it is worth changing. If it is already right for you, we will say so.
I live outside Jodhpur. Can you still advise me?
Often, yes. Much of the work happens over WhatsApp and phone. Tell us where you are and we will say straight away whether we can help.
Tell us what you want to protect
Send one message on WhatsApp. You will get an answer from an advisor, not a call centre.