New car loans in Jodhpur, arranged for you
Tell us the car and the budget. We match you with a bank or NBFC that suits your profile, handle the paperwork, and keep the insurance in the same hands.
How it works
- Tell us the car. Send the model, the dealer's on-road quotation if you have it, and roughly what you want to pay each month.
- We look at your profile. Salaried, self-employed, business owner or first-time borrower: lenders weigh each differently, so we point you at the ones likely to suit you instead of applying everywhere.
- You compare real offers. We put the lenders' terms side by side: rate, tenure, processing charges and the cost of closing the loan early. Every figure comes from the lender's own sanction letter.
- We handle the paperwork. Documents, the lender's forms, and coordination with your dealer until the loan is disbursed.
- Insurance in the same place. A financed car needs motor insurance from the day it is delivered, with the lender recorded on the policy. We arrange that too.
Documents lenders usually ask for
Every lender sets its own list, and yours will tell you exactly what it needs. Most ask for some version of:
- Identity and address proof (KYC), such as PAN and Aadhaar
- Income proof: salary slips if you are salaried, income tax returns if you are self-employed
- Recent bank statements
- The dealer's quotation or proforma invoice for the car
- Photographs
Send us what you have on WhatsApp and we will tell you what is missing before you go to the lender.
What decides your loan terms
The rate, amount and tenure you are offered are the lender's decision. They depend on your income, your credit history, the EMIs you already pay and the car itself. Nobody can promise you an approval or a particular rate in advance. What we can do is steer you towards lenders whose terms fit people in your situation, and explain an offer line by line before you sign it.
Car loan EMI calculator
Enter the interest rate from your lender's offer to see the monthly EMI and what the loan costs in total.
Your EMI appears here once you enter the interest rate.
An estimate only. Your actual EMI depends on the rate, charges and tenure in your lender's sanction letter, and approval is always the lender's decision.
Buying a second-hand car instead?
A new car loan is for a car bought from a dealer. If the car is pre-owned, the lender values the car as well as you, and the seller's papers and the RC transfer come into it. That is a different process: see used car loans in Jodhpur, or read how a new and a second-hand car loan differ.
After the last EMI
While the loan runs, the car's registration certificate (RC) carries the lender's hypothecation. After the last EMI the lender issues a no-objection certificate, and the hypothecation has to be removed at the RTO and on your insurance policy. It is easy to forget, and it becomes a problem the day you try to sell the car. Ask us and we will walk you through it.
Questions about new car loans
Can Radiant Group get me a car loan in Jodhpur?
We arrange car loans through banks and NBFCs. We help you choose the lender, prepare the application and follow it through to disbursal. Approval, amount and rate are always the lender's decision.
What interest rate will I get on a new car loan?
It depends on the lender and on your profile: income, credit history, existing loans and the car. Rates change often, so we do not publish them. Send us your details and we will show you what lenders are actually offering you.
Does my credit score matter?
Yes. Lenders check your credit report on every application, and it affects both approval and the rate. If yours has problems, tell us up front, because it changes which lenders are worth approaching.
Can I get a car loan if I am self-employed?
Lenders do finance cars for self-employed people and business owners, usually on the strength of income tax returns and bank statements rather than salary slips. Which lender suits you depends on how your income is documented, and that is exactly what we look at first.
Can you arrange the insurance for the new car too?
Yes. The car has to be insured before delivery, and on a financed car the policy records the lender. We compare motor insurance across the insurers we work with and arrange it alongside the loan.
Is this the page for a second-hand car?
No. This page is about loans on new cars. For a pre-owned car, see used car loans, where the car's age, valuation and RC transfer are part of the process.
I live outside Jodhpur. Can you still help?
Often, yes. Much of the work happens over WhatsApp and phone. Tell us where you are and we will tell you straight whether we can help.
Our advice costs you nothing. How we are paid.
Guides
- Documents required for a car loan in IndiaThe documents required for a new or used car loan in India: KYC, income proof, bank statements and the car's papers, and what you need to close the loan.
- New car loan or second-hand car loan: what actually differsHow a second-hand car loan differs from a new car loan in India: how lenders value the car, the extra paperwork, the RC transfer and the insurance.
Also arranged by Radiant Group
Talk to an advisor in Jodhpur
Send one message on WhatsApp with what you need, call, or visit the office at 2, Kailash Apartment, 4th A Road, Sardarpura, Jodhpur, Rajasthan 342003. Monday to Saturday, 10am to 9:30pm.