Guides to car loans and insurance
Plain answers to questions we hear often. Each guide names the IRDAI, RBI or transport-ministry pages it rests on, and none of them quotes a rate, a premium or a promise. For your own case, message us.
Car loans
- Documents required for a car loan in IndiaThe documents required for a new or used car loan in India: KYC, income proof, bank statements and the car's papers, and what you need to close the loan.
- New car loan or second-hand car loan: what actually differsHow a second-hand car loan differs from a new car loan in India: how lenders value the car, the extra paperwork, the RC transfer and the insurance.
Car insurance
- How a car insurance claim works, step by stepHow a car insurance claim works in India: what to do first, when a police report is needed, cashless or reimbursement, the survey and the documents.
- What happens to your no claim bonus when you sell or change your carWhat happens to your car insurance no claim bonus (NCB) when you sell your car, buy a new one or switch insurer, and how you can lose it.
- Third-party or comprehensive car insurance: which one, and whyThird-party or comprehensive car insurance in India: what each pays for, what IDV and deductible mean, and how to compare two quotes properly.
- Your car insurance has lapsed: what to doWhat to do if your car insurance has expired in India: the legal position, inspection on renewal, what happens to your no claim bonus, and how to restart cover.
Health insurance
- How to port your health insurance to another insurerHow to port your health insurance to another insurer in India without losing the waiting periods you have served: what carries over and what does not.
- Family floater or individual health insurance: how to chooseFamily floater or individual health insurance in India: how each works, when a floater can run short, and what to check in the policy wording.
Question not answered here?
Send one message on WhatsApp with what you need. You will get an answer from an advisor, not a call centre.